Retail Middle Office Officer Job at BANK ABC, Delaware State

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  • BANK ABC
  • Delaware State

Job Description

Description de l'annonce:

Bank ABC is reinforcing its Retail & Digital Banking Department with the recruitment of a Retail  Middle Office Officer.

The Retail Middle Office Officer will participate in the operational management of a robust Middle Office function within the Retail Banking Division to provide a seamless Client origination and execution experience through the Coverage units.The Retail Banking Middle Office Officer is a first line of defense function which is envisaged to play the role of an enabler between the Front (Business), Middle (Credit, Legal etc.) and Back Offices (Operations, Finance) through which the bank’s entire lending portfolio will be managed and as such, it will be the reference point in interfaces between Client(s), Business Unit Management, the Credit Approving  Authority (LCC), Credit and Risk Management, Legal, Audit, Compliance and Operations management. The job holder would be responsible for introducing new disciplines and effectively set standards so as to ensure a high level client experience as well as provide strong partnership to the front line to maximize time towards origination.

1.Principal Responsibilities & Accountabilities: 

  • Deliver a strong and efficient Retail Banking Middle Office discipline in the bank to cater to all its lending activities.
  • Enable a smooth and sound client on-barding and account opening process to the best relationship initiation experience.
  • Serve as a referral point to the front and back offices for arbitrating on issues/matters stemming from the bank’s lending activities.
  • Introduce best practices and robust controls that increase both awareness and accountability within the coverage teams for managing risks in the department's operations thus minimizing the impact / number of gaps identified in the business.
  • Endeavour to identify opportunities to bring about efficiencies through automation of tasks undertaken by the department and/or enhancements to the bank’s IT systems.

2.Job Requirements:

- Education: 

Bachelor's or a Master’s degree from a reputable university in Finance, Management or another relevant field OR alternatively, a minimum level of work experience as stated below.

-Knowledge: 

  • Relevant experience in credits, trade finance, treasury, front office and operations; Good financial assessment skills with proven business planning capabilities and ability to challenge figures.

- Experience: 

  • At least 3 years of relevant work experience in a bank or a consulting / audit firm or any related financial services institution.

- Personal Attributes: 

  • Strong written & verbal communication / presentational skills.
  • Good time-management skills.
  • Detail oriented and decent organization.
  • Ability to perform under time pressure and challenging environment.
  •  Good PC and IT skills.

Job Tags

Temporary work, Work experience placement, Second job,

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